Remember now, this is Grace, here. She likes the lack of modesty for reasons other than why, say, Tedd would be happy about it.
And this is true to the games I'm familiar with, too. NPCs don't care, and will just walk around like that if they wind up in that situation. Other NPCs won't comment about other NPCs being dressed like that, either.
If the PLAYER dresses like that, however, suddenly everyone has opinions about clothes and blah blah blah NYEH!
I never heard the end of it when I did a challenge run in Fallout 4 that only allowed headgear! What, a guy can't run around in naught but a chef's hat and sunglasses? What's the matter with people in the post-apocalypse?